Maryland

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Baltimore, Maryland CD Rates – 18-Month

You are viewing rates from banks across Baltimore





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Baltimore, Maryland . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Baltimore, MD - July 16, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 4.75% → 4.15% → 3.85% → 4.10% → 4.00%

| Jan 30, 2025

I found CFG Bank while searching for high APYs and went with them since they consistently offers some of the best rates in the country. I’ve had a great experience with my personal money market account. ... Read More

Rate History: 4.50% → 1.00% → 4.00% → 1.00%

| May 19, 2018

Experience Read More

| Jul 24, 2021

Rate is incorrect. Read More

0.75%

$1,000

23.69

Learn More

0.75%

$10,000

5.73

Learn More

0.55%

$100,000

20.63

Learn More

0.50%

$10,000

20.63

Learn More

| Apr 21, 2020

Your information is very inaccurate. Interest rates are a fraction of 1%. Call the bank yourself. Read More

0.45%

$10,000

14.90

Learn More

0.40%

$10,000

2.74

Learn More

0.39%

$10,000

2.35

Learn More

0.30%

$500

10.18

Learn More

Rate History: 0.10% → 0.02% → 0.10% → 0.02%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Baltimore, MD - July 16, 2025


Branch Street City State
Eastern Savings Bank, FSB
Baltimore National Pike Branch
10060 Baltimore National Pike, Suite G110 Ellicott City MD
EagleBank
Tech Road Branch
11961 Tech Road Silver Spring MD
CFG Bank
Cfg Community Bank Branch
11 W. Ridgely Road Lutherville MD
TD Bank, National Association
Silver Springs Branch
3132 Briggs Chaney Road Silver Spring MD
Jarrettsville Federal Savings and Loan Association
Jarrettsville Federal Savings And Lo Branch
3706 Norrisville Road Jarrettsville MD
Harford Bank
Hickory Branch
1610 Conowingo Road Bel Air MD
Rosedale Federal Savings and Loan Association
Midstate Main Branch
6810 York Road Baltimore MD
Arundel Federal Savings Bank
Gambrills Branch
1049 Md Rte 3 North Gambrills MD
Arundel Federal Savings Bank
Gambrills Branch
1049 Md Rte 3 North Gambrills MD
First National Bank of Pennsylvania
Columbia Branch
10840 Little Patuxent Parkway Columbia MD
The Bank of Glen Burnie
Odenton Branch
Route 175 And Morgan Road Odenton MD
Homewood Federal Savings Bank
Homewood Federal Savings Bank Branch
3228-30 Eastern Ave Baltimore MD
BayVanguard Bank
Fort Ave Branch
921 East Fort Avenue, Suite 102 Baltimore MD
Shore United Bank, National Association
Elkridge Branch
6050 Marshalee Drive Elkridge MD
Eastern Savings Bank, FSB
Baltimore National Pike Branch
10060 Baltimore National Pike, Suite G110 Ellicott City MD
First-Citizens Bank & Trust Company
Annapolis Bestgate Office Branch
890 Bestgate Road Annapolis MD


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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